Now that you’ve chosen the vehicle you want, the next decision is how to pay for it. You could save up the purchase price, but it’s often easier and more convenient to finance it. As your CDJR dealer, we’d like to tell you about some benefits of choosing us for your car financing.
Benefits of Getting Car Financing at Your CDJR Dealer
Time-Saving
There never seems to be enough time for everything you need to do. We understand that, so we’ve made our loan application process as simple and convenient as possible. It all starts online. Our helpful payment calculator will allow you to speedily and accurately estimate your monthly repayments and determine your buying power. You can also value your trade-in.
When you’re ready, fill in the short online finance application and submit it. We’ll check your application and contact you very shortly to discuss it. We then submit your application to our large pool of local state credit providers. They’ll submit their proposals for your approval. We can also negotiate with them on your behalf to secure an even better deal. All these steps can be performed quickly without leaving your home or office.
Flexible Finance Options
It can often seem that only people who get an excellent financial deal are the ones who don’t need it. We don’t think that’s fair. Our finance team can secure a great deal for you if you have a high credit score, average credit, or credit that could do with a boost. We also have access to a range of manufacturer rates and incentives that can make your deal even sweeter.
In addition, we offer loan terms of 48 to 72 months, but we can arrange longer terms if that works better for your budget. A longer term can lead to a significant decrease in your monthly repayments. In most cases, you don’t need to provide a downpayment, and we can roll your taxes, registration, and other fees into your loan.
Quicker Approval
If you approach a bank for a car loan, you’ll have to complete your application, visit them to discuss it, and then wait. Banks usually aren’t in any hurry. If they don’t approve your loan, you’ll have to start the process all over again with another bank.
Our process is different. As you’ve seen, most of it can be completed online. You want your new car ASAP, and we know how you feel. Putting you and the car of your dreams together is one of the reasons we offer finance. Our credit providers are very efficient, and their offers usually arrive in a day or even within a few hours.
There are many other reasons why we’re the perfect fit for your car loan. Contact our finance department today at Griffith CDJR in Richfield Springs, NY.
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